How to use PhonePe: Basic guide
Here is a complete guide on how you can use PhonePe Application on your smartphone .
Do you know which company owns PhonePe ?Let us tell you that Phonepay is application owned by Flipkart. It is a UPI-based application which helps you to transfer money from your bank account to anyone without sharing any details.
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Do you know how to create a new account on PhonePe?
You can easily create a Phonepe account, but in order to to this , you need to download PhonePe on your device(android or IOS) and need to have the following:
- Good internet connection
- An Indian bank account linked to UPI through the app.If your bank doesn’t support UPI then you need to look for another bank, however most of the banks provide this facility.
- Registered mobile number to your bank account that you used to register on PhonePe.You can change the phone no in bank and PhonePe as well later.
What is UPI?
UPI is (Unified Payment Identification Number) a secret code that allows you to transfer money. You just need is to feed in your bank account details and create a UPI ID. UPI is that it is a 24/7 service which can be used at any point of time. Moreover its very simple to use and safe as well.
Here are the some simple steps which you just need to follow to create a Phonepe account.
How to create PhonePe account
Step 1: Download the app from the Google Play Store(Android) or Apple App Store(IOS).
Step 2: After downloading the app, open the app and verify your mobile number. (Be sure that the mobile number you entered should be the same one registered with your bank account else your details would not be fetched by this UPI app).
Step 3: Enter all the required details (Name, email address and set your 4-digit password which mostly called as mPIN and activate your wallet.
Step 4: click on creating new Virtual Private Address (VPA).
Step 5: Select your bank account to link, the app will automatically fetch the details with the help of registered mobile no.
Step 6: Confirm your bank details and you are done with it.
Congratulations! You just got to know that how to create PhonePe account on Mobile. Now you can start using the application and send and receive money to/from your friends and loved ones.
Read this as well:
How to add a bank account on PhonePe
Lets have a look on the steps which will show you “how to add a bank account on PhonePe”.Steps are as below:
Step 1: Open menu by clicking on the icon at the top right corner of your mobile screen.
Step 2: Now, Go to bank account section, and tap on the ” Add New Bank ” button.
Step 3: Select the bank which you want to link with from the list of available banks.Select your bank account in which you have your account.
Step 4: PhonePe will automatically fetch your account details and will link it to your account.
Step 5: Now set your UPI PIN by clicking on the set UPI PIN button.
Step 6: Enter your card details ( Last six digits of your Debit/ATM card number and Expiry Date) which you can see asking on the screen.
Step 7: You will receive a One time password, Enter OTP and set your UPI PIN.
Step 8: You bank account has been added successfully, now you transact directly using your UPI PIN.
There are 3 options to make payments on PhonePe and by using them you can send money to anyone, below is the list of these options :
- Using PhonePe wallet
- Linked Bank account over
- UPI Debit / Credit Card
How to transfer money via PhonePe
Now you have installed the application and added the bank account and also set your UPI pin, lets move forward and get the information on How to transfer money via PhonePe , lets get started:
Step 1: Open the PhonePe app on your smartphone.
Step 2: Go to the ‘Send’ option on the main screen of the application.
Step 3: Enter the VPA or UPI id of the payee.
Step 4: Enter the amount which you want to sent to payee.
Step 5: Select the bank account from which you want to transfer the money.Money will be deducted from the selected bank account.
Step 6: Verify details and click on the send option.And you are done.
Now lets learn about deletion of account permanently,if you want to delete Phonepe account permanently for some reasons. Here are the some steps you need to follow.Please let us know by commenting below if you have any confusion.
How to delete PhonePe account
Step 1: Open Phonepe app.
Step 2: Go to my account option and scroll down below.
Step 3: Click on the help option.
Step 4: Select the other topics and tap on PhonePe account.
Step 5: After selecting the Account, select deleting an account.
Step 6: Now click on the contact us option.
Step 7: On the given space type that you want to delete your Phonepe account.
Step 8: The support team asks you the reason why you want to delete the account. (Give your reason, it will verify your identity).
Step 9: Once your identity is verified, your account will be deactivated within 2-3 days.Your account will be deleted after doing these steps.
How to remove bank accounts from PhonePe
Do you also wanted to know how you can remove bank account from PhonePe ? if yes then below steps are for you, you can follow the steps to remove a bank account:
Step 1: Open PhonePe app on your mobile.
Step 2: After that go to my account section.
Step 3: Click on the bank accounts.
Step 4: All your linked bank accounts will be shown. Click on the account which you want to delete.
Step 5: A pop-up box will appear. Here click on unlink.
Step 6: That particular account has been removed an account from your PhonePe.
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